Being hit by a driver is bad enough, but it’s made even worse if the driver who hit you is uninsured or underinsured. But what exactly do these two insurance terms mean? As your local auto insurance agency in the Columbia, SC area, Batesburg Insurance Agency wants you to understand the difference, as well as ways you can best defend yourself from these drivers.
Underinsured drivers have an auto insurance policy but it doesn’t fully cover the vehicle damages. Uninsured drivers don’t have insurance at all. Both types of drivers pose a real financial threat to others on the road.
What are the statistics? Sadly, studies show that about one in eight drivers is either underinsured or uninsured. This figure shows why it’s essential to get adequate coverage through your own auto insurance policy. Call a reputable car insurance agency like ours so you’ll be protected if you get in an accident with one of these drivers. It could save you the heartache of fighting for the repair costs.
How can you defend yourself? The best way to defend yourself against uninsured and underinsured drivers is to get a policy for yourself that has appropriate coverage levels. By not having the right coverage, you could end up paying out-of-pocket to cover all the repairs you need. Make sure your auto insurance agency sets up a policy that will give you a strong defense against drivers who aren’t properly insured.
Call Batesburg Insurance Agency to get the very best car insurance policy for your vehicles. As a Trusted Choice independent insurance company, we can find the best rates and coverage from a variety of carriers. Our auto insurance agency will make sure you’re protected in these types of situations no matter which insurance company you choose. Request a quote for coverage in Batesburg, Leesville, Columbia, West Columbia, Lexington, Irmo, Saluda, and surrounding areas of the South Carolina Midlands.
