According to the Rocky Mountain Insurance Information Association, there were over 5.5 million auto accidents in 2013. Fortunately, most of those accidents didn’t cause injuries to the drivers. But that doesn’t mean that they weren’t without cost. Even the most minor fender bender can lead to hundreds of dollars in auto repairs. Auto insurance policies protect drivers in the event of an accident and help cover the costs of damages for all parties involved. It can sometimes be difficult to understand everything that is and isn’t covered in your policy. The agents at Batesburg Insurance Agency are here to answer your questions and help you get the right coverage for your vehicle.
Auto insurance policies are made up of several different types of coverage. Property coverage will pay the cost of repairing or replacing your vehicle if it’s stolen or damaged in an accident. Liability coverage will pay if you cause damage to another driver’s property or if someone is injured in an accident that’s your fault. Medical coverage will pay for doctor’s visits, hospital stays, rehabilitation, and other medical services required as the result of an auto accident. Policies may also include coverage for uninsured and underinsured motorists, car rental coverage, and roadside assistance.
South Carolina state laws require drivers to carry a certain amount of auto insurance. However, this coverage may not be enough to pay for the complete costs of repairing damage or replacing your property. Our agents will talk to you about your needs and find the best policy for you. As a Trusted Choice agency serving the Batesburg-Leesville area, we act as independent brokers for multiple carriers including Allstate, Safeco, Progressive, Foremost, Travelers, Access, Cornerstone National Insurance Company, and State Auto Insurance Companies. We’ll find the right combination of coverage and deductibles so that you get the protection you need at a price you can afford. Request a free insurance quote today.
We also insure other types of motorized vehicles, even the ones you just use for fun. Call us for coverage for antique autos, boats, motorcycles, ATVs, and golf carts.