In our last post, we talked about ways to save money on your auto insurance policy in 2017. Today, we’d like to give you a little more information so you can make the best decisions while helping your budget.
Dive Into Discounts
Last time, we briefly mentioned how discounts and bundling can help you save big money on your policy. Here are just a few of the specific ways you may be able to reduce your costs.
- Low mileage: Don’t drive a lot? The lower your mileage, the more you may be able to save.
- Safe driving: Many auto insurance companies will reward you for having no accidents and no tickets.
- Security: If your vehicle has an antitheft device, you may be able to get a discount.
- Over-50 discounts: Mature drivers tend to be more responsible and file fewer claims.
Keep Up With Your Credit
You already know that your credit score influences what type of loan rates you qualify for. But it also affects your auto insurance premium. Insurance companies equate poor credit with a higher risk of filing a claim. It pays to pay your bills on time and spend responsibly.
Pay Your Premium Upfront
Many insurance companies charge a small fee for breaking your premium into monthly payments. If you forego these installments and pay upfront, you’ll save a little money. It may not seem like much, but every bit helps.
Stay in Touch
Let your insurance company know if any of your circumstances change over the course of the year. Perhaps you changed jobs and now have a shorter commute. That means you’re driving fewer miles and may qualify for a lower rate.
Of course, the best way to find lower auto insurance prices is by calling your agent. The team at Batesburg Insurance Agency is committed to finding you the best policy at the best rate. Call today to request an insurance quote in Columbia, Lexington, Saluda, Chapin, and surrounding areas of South Carolina.