Hopefully if you own a car (or you’re thinking about buying one for the first time), you know that you should also buy insurance. Auto insurance offers protection for you, other drivers, and your vehicle in the event of an accident or damage from storms and other events. However, our car insurance agency understands that many drivers in the Lexington, SC area have a concern about the costs of car coverage. Although every driver is different, here are some general guidelines from Batesburg Insurance Agency about auto policy costs in South Carolina:
For starters, you should be aware of the minimum coverage amounts in our state. These requirements are a way to make sure that all drivers have adequate insurance protection while they’re out on the roads. In South Carolina, drivers are required to carry the following amounts of coveage:
- $25,000 for property damages
- $50,000 for all passengers involved in an auto accident (limited to $25,000 for an individual)
Of course, you should always discuss the amount of coverage you need with your car insurance agency. Ultimately, the amount of coverage you choose, along with your driving record, credit score, type of vehicle you drive, and other factors will affect the overall cost of your policy. However, knowing the state averages can help you get an idea of what your policy could cost. The average cost of auto insurance in South Carolina is around $1,210 per year. This is slightly lower than the national average, which is $1,311 per year.
The cost of this coverage also varies by insurance company. The good news is that you work with an independent insurance agent like us, you’ll know you’re getting the absolute best rates. We’ll do all the work for you, shopping around among providers to get you the most coverage for your dollar.
When you need an auto policy in the Midlands region of South Carolina, request a quote from Batesburg Insurance Agency. As a reliable car insurance agency serving Lexington, West Columbia, Saluda, and surrounding areas, we’ll help you find the right policy for you.