When you’re in your car – whether you’re alone or with your family – you want to know you’re protected in case of an accident. There’s no scarier feeling than getting into a wreck, unless it’s finding out that someone planned the entire thing! It’s a heartbreaking reality that no one should ever have to go through. Our Columbia, SC auto insurance agency wants you to be on the lookout for the following things so you can avoid auto insurance scams:

  1. Staged rear-endings and accidents – This is probably the hardest scam to prove. The best way to avoid a staged accident is by staying constantly aware while on the road. If you get rear-ended in a parking lot or at a stop light, ask the store owner or the police about getting any possible video footage of the accident. You may be able to tell if the offender was waiting to find a victim for an insurance scam.
  2. Claiming injuries that are fake – Note how the other person involved in the accident acts immediately after it occurs. Then watch how they act when the police come. If there’s a significant change in how they behave, then there may be something fishy going on. The best thing you can do to avoid this is to immediately file a detailed police report. File this report regardless of how minor the accident was.
  3. Ghost or phantom victims – There are also instances when scammers claim they had other individuals in the car with them when the accident occurred – but who actually weren’t  there at all! This is yet another good reason to always file a police report. The report will serve as an official record of how many people were in each vehicle.

Do you need first-rate auto insurance that can protect you from all kinds of trouble, including scammers? Request a quote from Batesburg Insurance Agency today. Our auto insurance agents are always here to protect you, your family, and your vehicle. Don’t go with a cut-rate auto insurance agency when you can get great rates and personal service from agents right here in the Midlands.